காப்பீட்டாளர்களுக்கு

Which bodies are approved on which chassis type, as a certificate an insurer or lender accepts. It grows from the Body Book, which already reads 848 bodies on 480 chassis types and lets builders ratify them. The certificate is a PDF with a verification address.

அலகும் வரம்பும்

499 rupees a certificate; insurer and lender licences a year
per certificate; a licence a year

இப்போது

Stages one to three are live: the envelope from Rule 93, bodies read from photographs, ratification by builders and makers.

One record per vehicle: chassis number, body, approvals and specs, ratified by the builder and accepted by an insurer. Once it settles a claim, body builders and dealers must submit to it. It runs as a pilot with one insurer while the registry is built.

அலகும் வரம்பும்

499 rupees a certificate; insurer and lender licences a year
per certificate; a licence a year

இப்போது

Variant-level checks run today; the per-vehicle record is the pilot.

A contractual, audited data trust. A maker, a lender and an insurer each contribute their slice and query only aggregates of the whole. Nobody sees a rival's rows, and a member can leave and take its rows out.

அலகும் வரம்பும்

25 to 75 lakh rupees a year
a membership a year

இப்போது

A contribution schema and a contract draft exist as the first deliverable to a member.

IDV at inception, body mis-declaration at claim, total-loss value at settlement, each with the source quoted and the grade shown. Embedded in the insurer's claims system by API. Accuracy published quarterly, like the underwriting desk.

அலகும் வரம்பும்

200 to 500 rupees a decision; accuracy published quarterly
per decision, plus a retainer for volume

இப்போது

Variant-level IDV and body checks run by API today; the decision packet is next.