கடன் வழங்குநர்களுக்கு

What a commercial vehicle is worth by variant, age, kilometres and state, published monthly with its grade. The electric curve comes first, because it is the number that stalls electric truck finance and nobody credible owns it. Modelled today from list prices and nine closes on a young yard; every figure says so.

அலகும் வரம்பும்

15 to 40 lakh rupees a year; single valuations from 49 rupees; IDV and LTV tables from 3 lakh rupees a year
a licence a year

இப்போது

Live arithmetic from list prices and the yard's closes; the curve is modelled until the yard deepens.

One record per vehicle: chassis number, body, approvals and specs, ratified by the builder and accepted by an insurer. Once it settles a claim, body builders and dealers must submit to it. It runs as a pilot with one insurer while the registry is built.

அலகும் வரம்பும்

499 rupees a certificate; insurer and lender licences a year
per certificate; a licence a year

இப்போது

Variant-level checks run today; the per-vehicle record is the pilot.

Send the loan file. Get back the loan-to-value with its evidence, the residual curve, the Passport check and the red flags, in minutes, with a grade and a hash. Every quarter we publish how far our numbers sat from the hammer price on recoveries.

அலகும் வரம்பும்

200 to 500 rupees a decision; accuracy published quarterly
per decision, plus a retainer for volume

இப்போது

The valuation arithmetic and the Body Book checks run today; the decision packet with its hash is phase 2.

When a financed vehicle must be recovered, its value, its condition record and its sale on the yard come as one path. No borrower tracking is sold; the record is consent-first and device-free. The yard's fees apply on the sale.

அலகும் வரம்பும்

no licence; the yard's fees on the recovered vehicle
the yard's fees on the sale

இப்போது

The yard and the valuation arithmetic are live; the record is in pilot.