edge.by truckaurbus.

The Desk

Agents that run the decision inside your workflow, under the same evidence gates as our own register, and answer for it on the ledger.

Figures on this page were counted on 12 September 2026.

The decision you are pricing

Can we get a loan-to-value with its evidence in minutes rather than a valuer's week? Can a claim be settled on a body check and a value with the source quoted? Can the same machine run inside our house, on our books?

Underwriting deskPilot

The lender wedge in practice: the first thing a lender pays for, built first. Figures on this page were counted on 12 September 2026.

Send the loan file. Get back the loan-to-value with its evidence, the residual curve, the Passport check and the red flags, in minutes, with a grade and a hash. Every quarter we publish how far our numbers sat from the hammer price on recoveries.

What you pay for today
A valuer's visit, a depreciation table and a credit analyst's afternoon.
Unit and band
200 to 500 rupees a decision; accuracy published quarterly
per decision, plus a retainer for volume
Now
The valuation arithmetic and the Body Book checks run today; the decision packet with its hash is phase 2.
On the API
POST /desk/decisions and GET /desk/decisions/{hash} arrive in phase 2; GET /desk/accuracy publishes the quarter.
For a design partner
In month one
Decisions by form and by API on your own files, each sealed and scored for you.
What you co-design
The red-flag rules and the evidence the packet carries.
What moves the grade
Fifty scored decisions with realised outcomes move it to Live.

Claims deskNext

Not built; the same shape as the underwriting desk. Figures on this page were counted on 12 September 2026.

IDV at inception, body mis-declaration at claim, total-loss value at settlement, each with the source quoted and the grade shown. Embedded in the insurer's claims system by API. Accuracy published quarterly, like the underwriting desk.

What you pay for today
Surveyors, and settlement by argument.
Unit and band
200 to 500 rupees a decision; accuracy published quarterly
per decision, plus a retainer for volume
Now
Variant-level IDV and body checks run by API today; the decision packet is next.
On the API
The same decision endpoints as the underwriting desk, with the claims schema.
For a design partner
In month one
Variant-level IDV and body checks by API.
What you co-design
The mis-declaration rules and the total-loss method.
What moves the grade
Fifty scored decisions move it to Pilot.

ProgramsLive

The factory is live, as the method page shows. Figures on this page were counted on 12 September 2026.

The instruments installed inside your firm: a three-week diagnostic on the register, a build, an operated fleet of agents, and a quarterly readout to your board. Client work runs through the same evidence gates as the register itself.

What you pay for today
Strategy consultancies and IT services, separately.
Unit and band
diagnostic in three weeks at a fixed fee; build at a fixed scope; operate on a retainer
a fixed fee
Now
The factory and its gates are live; the receipts are on the method page.
On the API
No endpoint; a program starts with the diagnostic.

Recovery to the yardPilot

Nazar is in pilot with consenting fleets; recovery to the yard is the only borrower-side product that survives. Figures on this page were counted on 12 September 2026.

When a financed vehicle must be recovered, its value, its condition record and its sale on the yard come as one path. No borrower tracking is sold; the record is consent-first and device-free. The yard's fees apply on the sale.

What you pay for today
Field collection teams and a repossession agent's yard.
Unit and band
no licence; the yard's fees on the recovered vehicle
the yard's fees on the sale
Now
The yard and the valuation arithmetic are live; the record is in pilot.
On the API
No public endpoint; the path runs through the desk.

How the numbers are made

Client work runs through the same gates as the register: harvest, triage, extract, verify, score, lock. Every decision the desk returns is sealed with a hash and scored for you when the outcome arrives; the aggregate accuracy is what Edge publishes every quarter. Programs are how the desk is installed: a three-week diagnostic, a build, an operated fleet of agents, a quarterly readout.

The method: how the register is maintained by agents under evidence rules

On the ledger

The forecasts this pillar has sealed, with their verdicts.

No forecast sealed on this pillar yet. The first one is sealed the day the product ships a number.

The full ledger

A design-partner seat buys every product here, the API and a vote in the method. The seats

Talk to the desk.

Tell us who you are and the decision you are pricing. The first conversation costs nothing. A reply comes on working days.

Or write to [email protected].