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Products

Who you are

The record

Research

Asset & Collateral Intelligence

Know what sits behind the loan.

Bring configuration, condition and valuation evidence into one reviewable asset file.

Finance & Asset Risk Design partner programme

edge. Asset reviewIllustrative
The complete collateralFIN-204 · refrigerated rigid
Refrigerated bodyChassisUnit 03Configuration linked to three source records
01Chassis02Load body03Equipment
₹34.0LInvoice value
₹28.5 to 31.0LModelled range
1Missing record
Chassis invoiceMatched
Body-builder invoiceReview
Unit commissioningRequired
For

Vehicle finance, asset valuation, credit operations and leasing teams

The output

An asset assessment with configuration, valuation range, sources and open review items.

Engagement

A focused first engagement

What you receive

Inside the asset assessment.

Complete asset record

The chassis, body and material equipment linked to dated documents and inspection evidence.

Valuation evidence

A stated value range, comparable evidence, adjustments and data freshness appropriate to the scope.

Review and inspection queue

Unresolved identifiers, configuration differences and condition questions assigned for follow-up.

Illustrative scene of a commercial vehicle inspection in an operating yard
Operating contextEDGE / FINANCE

An illustrative engagement

A refrigerated fleet under review

A lender review considers the truck, insulated body and refrigeration unit together before accepting the collateral description.

The review file connects
01

Chassis and refrigeration invoices

02

Body specification and inspection

03

Permitted market comparisons

Explore the working sampleProposed use case · not a customer result

How it works

From the source to the receiving team.

  1. 01

    Set the asset boundary

    Agree the vehicle segment, valuation purpose and evidence required by the receiving team.

  2. 02

    Assemble the record

    Match approved documents, equipment identifiers and inspection findings to the selected assets.

  3. 03

    Review value and gaps

    Inspect comparables and assumptions; refer unsupported facts for confirmation.

  4. 04

    Track the outcome

    Record acceptance and compare estimates with subsequent realised sale evidence where available.

Scope & evaluation

Agree the evidence.
Define a useful result.

Use the details below to assess fit with your workflow.

01 Evidence requirements5 inputs
  • Vehicle and body documentation
  • Equipment invoices and ownership details
  • Inspection and condition evidence
  • Age, mileage and operating-use records
  • Permitted comparable sales and disposal costs
02 Evaluation measures4 measures
  • Required evidence present
  • Review time per asset
  • Confirmed configuration exceptions
  • Valuation error against comparable realised outcomes
03 Scope and outputs in detail

A chassis description may leave important parts of a working vehicle out of the assessment. This programme connects the fitted body, mounted equipment, relevant ownership arrangements and condition evidence to the valuation question your team needs to resolve.

Outputs to assess

  • A complete configuration record
  • A supported valuation range
  • Questions requiring inspection or supplier confirmation

Scope, permissions, integrations and acceptance criteria are agreed before work begins. Your authorised team retains the institutional decision.

Questions

Does every assessment require a physical inspection?

The evidence review establishes which facts need inspection. Physical checks are scoped separately where documents and existing reports do not meet the institution’s requirements.

How is uncertainty in a value represented?

The assessment states the range, available comparables, adjustments and evidence gaps. A modelled estimate remains distinguishable from a realised sale or a confirmed offer.

Can the record support later reviews?

Yes, where the permitted use and receiving requirements allow it. The asset record retains its dates and source coverage so the next reviewer can identify what needs updating.

The next conversation

Start with this workflow.

Bring a representative set of records and the team responsible for assessing the output.

Start a conversation

Talk to the desk.

Tell us who you are and the decision you are pricing. The first conversation costs nothing. A reply comes on working days.

Or write to [email protected].